The Ben-e-lect News…Brief   

                                                                                   April 28, 2006

Did you know...

The time to write new business, or move your cases, has not passed...

Knowing that brokers are still dealing with the changes brought on by the most recent focal renewals, we wanted to take this time to remind you
that there are carriers out there offering breaks for your clients.

The following specials are offered to groups who are not currently with the shown carrier and have a renewal RAF of 1.05 or less.

• Blue Shield:       May 2006 through July 15, 2006, groups with 5 - 9 employees can receive a 5 point RAF reduction and groups with 
                          10 - 50 employees can receive a 10 point reduction.
• Aetna:               April 2006 through June 15, 2006, groups with 15 - 25 employees can receive an automatic .95 RAF and groups
                          with 26 - 50 employees will receive an automatic .90.
• PacifiCare:        January 2006 through June 15, 2006, groups with 5 - 50 employees will receive a 5 point reduction.

• Blue Cross:       November 2005 through June 15, 2006, groups with 15 - 24 employees will receive a 1.00 RAF.  
                          Groups with 25 - 34 employees will receive a .95 RAF and groups with 35 - 50 employees will receive a .90 RAF.

We will keep you posted…