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The Freedom Plans


How It Works
EMPLOYER PAID VOLUNTARY
  • For groups of 2 or more
  • Employers can pay as little as 50% of any plan option and allow employees to buy up or down.
  • One rate for the entire state.
  • Out of Network: 2 Options
    1. Paid at PPO Network Allowance
    2. Paid at 80th percentile of UCR
  • Employer can offer any or all of the plans to its employees. This means it can offer one plan, or the whole line.
  • Employees:
    • Choose the plan that fits them
    • Choose the PPO Network at the employee level
    • Option to buy up or down
  • Minimum enrollment 2
  • Employees can choose what to pay from 10 plan options.


  • One rate for the entire state.
  • Out of Network: 2 Options
    1. Paid at PPO Network Allowance
    2. Paid at 80th percentile of UCR
  • Employer can offer any or all of the plans to its employees. This means it can offer one plan, or the whole line.
  • Employees:
    • Choose the plan that fits them
    • Choose the PPO Network at the employee level
    • Option to buy up or down

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