Welcome, to Ben-e-lect’s Medical Plans. For Employers with 2 or more employees and Brokers, the buttons above will provide you with more than enough information and examples to understand and feel comfortable with Ben-e-lect and its solutions for the rising cost of healthcare. But before you “click” on...

Did you know that 50-70% of any group (including yours) will use very little if any health care in any given year? This means that employers are paying these rising premiums for co-pay or HMO plans that 50-70% of its group never uses. You can change that!

Every one knows that Employers are the ones paying most of the cost of group medical plans and therefore Ben-e-lect believes that employers should drive the benefit plan not members, patients, providers or insurance companies.

The Employer is actually the consumer. That is why Ben-e-lect refers to its plans as Employer Driven Health plans and enrolled the first employer on an EDHP July 1, 1996.

From this page you can discover:
· Why It Works and How It works
· Look at real proposals and schedules of benefits
· Review actual group financial results
· Access our Quoting System or Provider Locator
· Select Sample Proposal, Marketing materials and Forms

In addition to turnkey administration that integrates an Rx card into every HDHP,
Ben-e-lect provides a proposal system unlike anything in the industry. It gives you access to the most prominent carriers and PPO networks in your area with detailed a side by side comparisons reflecting the premium, deductible, risk per unit, projected claims, worst case scenario, and projected savings all on a single sheet of paper.

Ben-e-lect’s goal is to lower the Employer’s cost while maintaining the employees benefits. Please “point & click” on to learn how Ben-e-lect will work for you!